📝 Insurance Claims & Retail Quotes — All in One Place
Stop chasing contractors. Let them compete for you.
Step 1You compare
Step 2You choose
AlwaysYou pay nothing
Whether you have an insurance claim or are paying out of pocket, Otter Quotes brings qualified, licensed contractors to you — competing for your business with their best quote. We handle everything up to a signed agreement.
Your insurer has approved a repair — or you're in the process of filing. Otter Quotes helps you gather your insurance estimate and measurements, then gets multiple licensed contractors competing on your job. You choose the one you trust most.
I'm paying out of pocket
No insurance involved — you just need the work done and you want a fair price. Otter Quotes handles the measurements and gets contractors to compete for your business, so you know what the market actually charges before you commit to anyone.
Why Homeowners Choose Otter Quotes
Works for insurance claims and out-of-pocket projects alike.
Contractors Compete for You
Multiple licensed contractors submit their best quote on your job. Competition means better pricing, better warranties, and better service — for you.
We Handle the Paperwork
We guide you through every step so you never have to figure out what to gather, who to call, or what anything means. You share the basics — we take it from there.
Contractor Information, All in One Place
Otter Quotes gathers the information you need to do your own due diligence — state licensing, proof of insurance, public customer reviews, and years in business — all in one place. You see the full picture without the digging.
No Commitment Until You Choose
You're never locked in. Review quotes at your own pace and choose the contractor that feels right. If something doesn't work out before work begins, you can switch to another Otter Quotes contractor at no cost — up to 3 days before your start date.
Your Information, Ready When You Need It
Once your home's measurements and documents are on file, you're set for future repairs, renovations, or even selling your home. You'll never have to start from scratch on the next project.
You Stay in the Driver's Seat
You see each contractor's license, insurance, and public reviews before bidding even begins. Compare quotes side-by-side and choose the contractor who fits best — no pressure, no hidden agendas.
Everything you need to evaluate each contractor — in one place
Insurance on FileWorkers' comp and general liability required
Public Reviews GatheredReviews from Google, BBB, Angi, and Yelp in one view
Years in Business DisplayedHow long each contractor has been operating — shown up front
Ready to see what contractors in your area will offer?
Finding a contractor you can trust shouldn't be this hard.
Most homeowners have no easy way to know whether they're getting a fair price — or whether the contractor they're considering is actually licensed, insured, and worth trusting. It can be hard to know where to start.
Otter Quotes was built to answer those questions before you sign anything. Here's how:
How do you know who to trust?
You see each contractor's state license, proof of insurance, public reviews, and years in business before you ever commit to anything. Otter Quotes pulls that information together so you can do your own due diligence in one place — and make the call for yourself.
How do you know if the price is fair?
When multiple contractors compete for the exact same job, you see what the market actually charges — not one company's best guess. Real competition produces real market pricing. You compare them all side by side before making any decision.
How It Works
Six straightforward steps from your first description to a contractor you trust, ready to start.
1
Tell Us About Your Home
Describe what needs to be done and let us know how it's being paid for — insurance claim or out of pocket. No expertise required, just the basics. We'll help you figure out the rest.
2
We Take It From Here
Once you give us the basics, we get to work. No calls to make, no paperwork to chase, no insurance jargon to decode. We handle the prep work so you don't have to.
3
Measurements & Materials — Without the Pressure
We use aerial imaging technology to get precise measurements of your home — no one needs to come to your door for this. Then you browse and choose your materials at your own pace, with no salesperson pushing you. Everything on your schedule.
4
Contractors Submit Their Best Quote
Licensed, insured contractors in your area review your project details and compete for your business. Contractors see your job description and measurements — not your name, phone number, or address.
Your contact info stays private until you choose someone.
5
Compare Your Options
Review quotes side by side. See each contractor's pricing, workmanship and materials warranties, years in business, contractor licensing and insurance status, and customer reviews from Google, BBB, Angi, and Yelp — all gathered in one place.
6
Move Forward on Your Terms
Choose the contractor that feels right and move forward at your own pace. When you're ready, lock in your contractor with a simple digital agreement. We check in when your quotes arrive, when you choose a contractor, and when the work is done.
Common Questions
How fast will I get quotes?
How quickly you get your quotes depends on your location and the type of work needed. We work to get contractor quotes to your inbox as fast as possible — typically within a few business days of your project going live. We'll let you know as soon as they come in.
Can Otter Quotes help if I have an insurance claim?
Yes — but it's important to be clear about what we do and don't do. Otter Quotes does not file claims or negotiate with your insurance company. What we do is help homeowners who have already filed a claim get organized, get measurements, and get the best contractor for the repair. We make the contractor search easy — your insurer handles your claim.
Who sees my personal information?
Contractors see your project details and measurements — not your name, phone number, or address. We never sell your information to contractors, advertisers, or anyone else. The only people who see your contact information are the Otter Quotes team and the contractor you select.
What if I'm not happy with my contractor?
If something feels off before installation starts — the contractor went quiet, the timeline doesn't add up, you just changed your mind — you can switch to a different Otter Quotes contractor at no cost, up to 3 days before your scheduled start date. Otter Quotes handles the transition entirely. Your project goes back to the contractor network and a replacement is matched. You don't have to contact your current contractor at all.
Does Otter Quotes work for my type of project?
Yes. Otter Quotes works whether your insurance is covering the full cost of the repair, covering part of it, or you're paying entirely out of pocket. If you're not sure which situation applies to you, just describe what happened and we'll help you figure it out from there.
How do contractors pay? Is there a catch?
Otter Quotes is completely free for homeowners. Contractors pay a small percentage-based fee only when they earn your business. That's the model — no hidden fees, no subscriptions, no surprises for you.
Get Your Best Deal on Home Repairs
It takes less than 2 minutes to describe your home and what needs to be done. We'll walk you through the rest — and it costs you nothing.
Our guarantee: Sometimes things don't go as planned — maybe a contractor goes quiet, a timeline slips, or the job just doesn't feel right. If that happens before installation starts, you can switch to another Otter Quotes contractor at no cost — up to 3 days before your start date. We handle the transition. No penalty, no hassle.
Are You a Contractor?
We deliver signed contracts — complete with aerial measurements, project documentation, and homeowner material selections. You review the opportunity, submit your best quote, and pay only when you win the job.
